Selling and Buying at the Same Time? Here’s How to Keep It All Moving

Selling and buying a home at the same time? Learn how to keep it all moving smoothly, avoid delays, and manage the process with confidence.

Buying a new home while selling your current one can feel like a juggling act. You are managing buyers, sellers, agents, solicitors, and a mortgage all at once. It is no wonder many movers say this is the most stressful part of the process.

But with the right plan, you can keep everything moving and avoid the most common pitfalls.

Understand the property chain

Most home moves involve a chain — your sale depends on your buyer, and your purchase depends on your seller. Chains can add complexity, so knowing where you sit and how long each link might take helps manage expectations.

Get your mortgage agreed early

A mortgage in principle shows sellers you are serious and gives you a clear idea of your budget. Once your offer is accepted, moving quickly to a full application avoids unnecessary delays.

Choose the right solicitor

Conveyancing is a major source of delays. A proactive solicitor who communicates well can save you weeks of frustration. Do not just go for the cheapest option — experience matters.

Line up your finances

Factor in moving costs, estate agent fees, and stamp duty. Having these funds accessible reduces last-minute hold-ups. Your broker can help plan cash flow so you are not caught short.

Communicate constantly

The more you check in with your solicitor, broker, and agent, the quicker issues are spotted and solved. Silence can let problems drag on unnoticed.

Have a backup plan

Sometimes chains break. Having flexibility — whether that is temporary accommodation or a mortgage offer that allows for delays — helps reduce stress if things change.

The Bottom Line

Selling and buying at the same time is not easy, but it is manageable. With early planning, strong communication, and the right support, you can keep the process on track and move with confidence.

Your home may be repossessed if you do not keep up repayments on your mortgage or other loan secured against it.

• What is a property chain?

  A chain is when the success of your move depends on multiple linked transactions — for example, your buyer also needs to sell their home.

• Can I buy before I sell?

  Yes, but you will need a bigger deposit or a bridging loan. Most people sell first to release funds.

• How long does selling and buying together take?

  On average, 12–16 weeks, but it depends on the length of the chain and how quickly solicitors progress.