Mortgage Guides
Insights, updates and honest advice, created to help you feel more confident about your home, your mortgage, and everything in between
A deposit boost without relying on the ‘bank of mum and dad’
What if I told you there’s a way to boost your deposit - and no, I’m not talking about raiding the Bank of Mum and Dad.
I’m talking about something that rewards you for doing what you’re already doing - saving. Because if you’re putting money away each month and it still feels like your goal is miles off, this might be the thing that changes that.
It’s called the Lifetime ISA. And it’s basically a way to make your hard work count for more.
Remortgaging 101: What It Means and When to Do It
Learn what remortgaging really means, when to do it, and how to make sure you’re getting the best deal for your home and finances.
How Much More Can I Borrow When Moving House?
Planning a move? Find out how much more you can borrow when moving house, and what lenders really look at in your application.
How to Improve Your Affordability Before Applying
Want to boost what you can borrow? Follow this practical plan to improve your mortgage affordability before you apply.
How Your Outgoings Can Matter Just as Much as Your Salary
Your salary sets the starting point, but lenders judge outgoings just as closely. Discover why what you spend matters as much as what you earn.
The Hidden Costs That Can Reduce Your Mortgage Borrowing
Think you can borrow more? Learn the hidden costs that reduce your mortgage borrowing and how to prepare before you apply.
How mortgage lenders work out how much you can borrow
Find out how lenders really decide what you can borrow. From income and debts to dependants and credit history, here’s what shapes affordability and how to put yourself in the best position.
Ready to talk?
Whether you're planning your next move or just want to explore your options, I'm here with advice tailored to you.
Support built around you. The first step in your journey starts here.
First time buyers
Thinking ‘where do I even start?’ I’ll walk you through it step by step, clearly, calmly and without the overwhelm
Home-Mover
Need to sell and buy at the same time? I’ll help you understand what’s possible and make sure the move makes financial sense.
Remortgage
Is your current deal ending, or do things just feel a bit different now? Let’s check if you could save money or find something that suits life today.
