Turning home-owning dreams into reality

Mortgage Broker

For first-time buyers, home movers and remortgages across the UK

Helping first-time buyers and home movers feel confident about their finances at every step of the home-buying journey. From “Where do I even start?” to “I’ve got the keys!”, I’m here to guide you through the process. Clearly, calmly, and without the overwhelm.

Whether you're preparing to buy your first home, move into your next one, or just want someone to explain your mortgage options in plain English - you’re in the right place!

Beige Bedroom decor
Mortgage Broker working on laptop

First-time buyers

Thinking ‘where do I even start?’ I’ll walk you through it step by step, clearly, calmly, and without the overwhelm. See how I help first-time buyers ➡️

Moving home

Need to sell and buy at the same time? I’ll help you understand what’s possible and make sure the move makes financial sense. See how I help movers ➡️

Remortgaging

Is your current deal ending, or do things just feel a bit different now? Let’s check if you could save money or find something that suits life today. Find out about remortgaging ➡️

Protection

Whether it’s your income, your home, or your family — I can help you get the right cover in place, so you feel secure no matter what life throws your way. Learn about protection options ➡️

Your next step, made simple

Meet the Broker

Beautiful desk set up
Mortgage broker using laptop

Hi, I’m Laura, the broker behind Nest Mortgage Advice.

I’m here to make mortgages and protection feel a lot less complicated.

Whether you're buying your first home, moving house, reviewing your mortgage, or sorting cover for what matters most, I’ll help you work through it with clarity and confidence.

You don’t need all the answers upfront. I’ll talk you through your options, explain everything in real terms, and support you to make decisions that actually feel right.

Let’s take it one step at a time and make your next move make sense.

The mortgage process made simple

  • 1. Book your free call

    Pick a time in my diary that suits you – no back-and-forth emails, Click to book

  • 2. Our first appointment

    This is where I get to know you properly - your goals, income, outgoings, any debts or concerns. I’m building a full picture of your situation so I can tailor my recommendation to you, not just the numbers.

  • 3. Recommendation + Agreement in Principle

    I compare the market, outline the best mortgage for your situation, and secure an Agreement in Principle so you know exactly what you can borrow.

  • 4. Find the right property

    With your AIP in hand, you can begin your house-hunt – confident you’re buyer-ready.


    (If you’re remortgaging, we move straight to Step 5.)

  • 5. Application appointment

    We go through everything together: I submit your mortgage application, talk you through your protection options, and make sure you’re happy with every detail.

  • 6. Mortgage offer issued

    Congratulations – your mortgage has been approved! I’ll double-check the offer, keep you informed, and help you move forward with confidence.

  • 7. Support through to completion

    I stay in touch with you, your solicitor and the lender right up to completion – so you’re never left wondering what’s next.

  • Client Review

    We’ve used Laura for our last 2 mortgages & she is professional, knowledgeable and quick to respond. She made the process as easy & hassle free as possible each time.

  • Client Review

    I used Laura for my first mortgage as neither me or my partner had a clue where to start! She made us feel instantly as ease and took all the pressure and stress away from us making it all a very exciting journey! Very professional and always available to chat if you have any worries/questions. Would certainly recommend!

  • Client Review

    Laura was excellent. Really informative and got my mortgage and life insurance sorted over a teams call which was great for me as it fitted round my work schedule. She made the whole process seamless!

  • Client Review

    Laura was brilliant, very patient and knowledgeable, not patronising. Spoke to us at the right level. Let us know exactly what documents we needed to provide and when. Kept us up to date with where our remortgage was at. We also used Laura for our first mortgage!

  • Client Review

    Laura has been so helpful and proactive in helping us find the best options for us, she is approachable and always on hand to answer questions. Can’t recommend her highly enough! Thank you again Laura!

  • Client Review

    We've used Laura at Nest Mortgages for two remortgages now, recently completing the second. Laura is very professional and made the whole process so simple from start to finish. We will without a doubt always approach Nest Mortgages for all future mortgage related matters, and only wish we had known about Laura as First Time Buyers, as the original purchasing of our Home was so unnecessarily stressful. Laura is very quick to respond to concerns, and goes above and beyond, we highly recommend!

Got Questions? You're Not Alone

  • Most lenders offer around 4.5x your income — but in some cases, it can go up to 6x. Things like debts, dependants, and your credit score can all affect what you’re offered. Every lender looks at things slightly differently, but I can help you get a clear picture of what’s realistic for your situation.

  • In most cases, you’ll need at least a 5% deposit — but there are some options available that don’t require a deposit at all. It all depends on your circumstances, and I can help you understand what’s possible for you.

  • It’s not just about finding a great deal. I’ll help you figure out what you can borrow, match you with a lender that suits your unique situation, and guide you through every step from documents and decisions to getting the keys.

    My job is to keep things clear, calm and moving forward, so you can focus on the home, not the hassle.

  • A fixed rate stays the same each month, so your payments won’t change. A variable rate can go up or down, depending on interest rates.

    One gives stability, the other gives flexibility — I’ll help you figure out which suits your budget and future plans best.

  • Before. Speaking to a broker early means you’ll know exactly what you can afford, have your Agreement in Principle ready, and avoid wasting time on homes outside your budget.

    It also puts you in a stronger position when you’re ready to make an offer.

Ready to talk things through?

Whether you're just getting started or need help with your next step, I’m here to make the process simpler.

It all starts with the right advice.